Are $50,000 Low Rate + Low Credit Loans Legit? | PenFed Loans Review

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PenFed (formerly Pentagon Federal Credit Union) is a credit union that offers unsecured personal loans online and through its network of branches. Loans range from $600 to $50,000, and they can be repaid over loan terms between 12 and 60 months. PenFed’s annual percentage rates (APRs) range from 7.74% to 17.99%, depending on the borrower’s creditworthiness and the length of their PenFed membership. The credit union does not charge personal loan borrowers origination fees or prepayment penalties, but late payments incur a $29 fee.

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